Q1. Does Summerlin Dental Solutions accept my dental insurance?

Summerlin Dental Solutions accepts most major dental insurance plans including PPO, indemnity, and fee-for-service plans. We work with the majority of carriers in the Las Vegas market and are continually adding new plan acceptances. Rather than trying to determine whether your specific plan is accepted by reviewing a list, the most efficient approach is to call our office at (702) 341-9160 and our front desk team will verify your coverage immediately, or bring your insurance card to your first appointment and we will verify benefits on the spot. Even if we are not listed as an in-network provider for your specific plan, you may still receive out-of-network benefits that cover a significant portion of your treatment. Our team is experienced at maximizing benefits regardless of network status.

Q2. Will you verify my insurance benefits before treatment?

Yes, always. Before any treatment begins at Summerlin Dental Solutions, our front office team contacts your insurance carrier to verify your specific benefits, confirm your deductible and how much has been met for the current year, identify your annual maximum benefit, determine the coverage percentage for the specific procedures in your treatment plan (preventive, basic, major, and orthodontic categories), and check for any waiting periods, frequency limitations, or pre-authorization requirements. We then provide you with a clear, written estimate of your insurance contribution and your estimated out-of-pocket cost so you know exactly what to expect before any work begins. There are no hidden fees and no surprises at the billing stage. Our treatment coordinators approach this process with the same patience and transparency whether the treatment is a routine preventive cleaning or a comprehensive smile makeover.

Q3. What does dental insurance typically cover?

Most dental insurance plans organize coverage into three or four tiers. Preventive services (cleanings, exams, X-rays, fluoride treatments) are typically covered at 100% with no out-of-pocket cost, and most plans allow two preventive visits per year. Basic restorative services (fillings, simple extractions, root canals on front teeth) are typically covered at 70% to 80% after your annual deductible. Major restorative services (crowns, bridges, dentures, implants, root canals on back teeth) are typically covered at 50% to 60% after your deductible. Orthodontic services (ClearCorrect aligners) are covered by some plans, usually at 50% up to a lifetime maximum. Cosmetic-only procedures (veneers, teeth whitening, teeth contouring) are generally not covered by insurance. These percentages vary by plan, and our team verifies the specific numbers for your plan before treatment.

Q4. What is 0% interest financing and how does it work?

Summerlin Dental Solutions offers 0% interest financing through HFD Financial (Healthcare Finance Direct), a patient financing program designed specifically for dental care. HFD allows you to spread the cost of any treatment over manageable monthly payments with absolutely zero interest charged. The application process takes under a minute, can be completed in the office or online, and involves a soft credit inquiry that does not impact your credit score. Approval decisions are immediate, and approved amounts can cover treatments ranging from a few hundred dollars to tens of thousands for comprehensive cases like dental implants, All-on-4 restorations, smile makeovers, and full-mouth reconstruction. HFD financing can be used alongside insurance benefits to cover the out-of-pocket portion of your treatment, or it can cover the full cost for patients without insurance. There is no penalty for paying off the balance early.

Q5. What if I do not have dental insurance?

You are absolutely welcome at Summerlin Dental Solutions whether you have insurance or not. Many of our patients do not carry dental insurance, and we have multiple options to make care affordable. 0% interest financing through HFD allows you to spread any treatment over monthly payments with no interest charges. HSA (Health Savings Account) and FSA (Flexible Spending Account) funds can be applied to dental treatment, and we accept both. We provide competitive self-pay rates and are happy to discuss them transparently. And Dr. Cohan’s preventive-first philosophy, combined with our AI-assisted diagnostics that catch problems at their smallest and most affordable stage, means the cost of your care is minimized over the long term because small, early treatments prevent the expensive, complex procedures that neglect eventually requires. Not having insurance should never stop you from receiving the dental care you need.

Q6. What is a dental insurance annual maximum and how does it affect my treatment?

Your annual maximum is the total dollar amount your dental insurance plan will pay toward your dental care in a single calendar year (January through December for most plans). Once you reach that maximum, the plan pays nothing further until the new year begins. Annual maximums for most dental plans range from $1,000 to $3,000, with $1,500 being the most common. For routine preventive and basic care, the annual maximum is usually sufficient. For more extensive treatment such as multiple crowns, implants, or full-mouth reconstruction, the annual maximum may cover only a portion of the total cost. In these cases, our treatment coordinators may recommend staging your treatment across two calendar years so you can use two annual maximums rather than one, effectively doubling your insurance contribution toward the plan. This strategic scheduling is one of the ways our team maximizes your benefits.

Q7. Can I use my HSA or FSA for dental treatment?

Yes. Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can be used for most dental treatments at Summerlin Dental Solutions, including preventive cleanings and exams, fillings, crowns, bridges, dental implants, dentures, extractions, deep cleanings, sedation, X-rays, and many other procedures classified as medically necessary dental care. Purely cosmetic procedures like teeth whitening may not be eligible depending on your specific account rules. If you have an FSA with a ‘use it or lose it’ deadline approaching at year-end, scheduling dental treatment before the deadline is one of the smartest ways to use those funds before they expire. Our treatment coordinators can help you determine which treatments qualify under your specific HSA or FSA and coordinate the timing to maximize the value of your accounts.

Q8. Does Summerlin Dental Solutions require payment upfront or offer payment plans?

For insured patients, we collect your estimated patient portion (copay or coinsurance) at the time of service, and any remaining balance after insurance processes the claim is billed to you. For uninsured patients or treatments not covered by insurance, payment is due at the time of service. However, 0% interest financing through HFD effectively creates a payment plan with monthly installments and no interest charges, meaning you do not need to pay the full amount at once. HFD approval takes under a minute with no credit score impact, and once approved, you can begin treatment immediately and spread the payments over the financing term. We accept all major credit cards, personal checks, cash, HSA/FSA cards, and CareCredit in addition to HFD financing. Our goal is to remove every financial barrier so you can focus on your health and your smile rather than worrying about the bill.

Q9. How do I maximize my dental insurance benefits?

There are several strategies our team uses to help patients get the most from their dental insurance. Use your preventive benefits fully. Most plans cover two cleanings, two exams, and one set of X-rays per year at 100%, meaning these visits cost you nothing. Skipping preventive visits wastes benefits you have already paid for through your premiums. Schedule treatment before year-end if you have remaining annual maximum. Unused benefits do not roll over; they expire on December 31. If you need a crown or other major work, completing it before year-end uses the current year’s maximum before it resets. For extensive treatment plans, stage work across two calendar years to access two annual maximums. Submit pre-authorization for major procedures so you know the insurance commitment before treatment begins. And maintain your preventive care schedule, because catching problems early means smaller, less expensive treatments that use less of your annual maximum. Our treatment coordinators are experts at timing and structuring treatment to maximize your insurance dollars.

Q10. Is the best dentist in Summerlin more expensive than other dental offices?

Summerlin Dental Solutions is transparent about pricing and competitive with other quality dental practices in the Las Vegas market. What sets the practice apart is not inflated pricing but rather the value of the experience and outcomes you receive. Dr. Cohan’s AI-assisted diagnostics catch problems at the earliest, most affordable stage, preventing the costly escalation from a small cavity to a crown to a root canal to an implant. Her TRIOS digital precision produces restorations that fit correctly the first time, reducing the need for remakes and adjustments. Her 31 years of experience and AACD Accreditation produce results that last longer, which means fewer replacements and less long-term cost. And the comprehensive on-site capabilities eliminate expensive specialist referrals. The best dental care is not necessarily the most expensive, but it is the care that prevents problems, lasts the longest, and treats you as a person rather than a revenue source. Summerlin Dental Solutions delivers all three, and most preventive visits are fully covered by insurance at zero out-of-pocket cost.

Q11. What does dental insurance typically cover for cosmetic treatments like veneers?

Most dental insurance plans classify purely cosmetic procedures as elective and do not cover them. This generally includes porcelain veneers, teeth whitening, cosmetic teeth contouring, and Botox or dermal filler treatments. However, some procedures that appear cosmetic actually have functional components that insurance may cover. For example, a crown that restores a damaged tooth to its original shape serves both a restorative and a cosmetic purpose, and the restorative function is typically covered by insurance even though the cosmetic benefit is a welcome bonus. Dr. Cohan and our treatment coordinators identify every opportunity to classify treatments accurately under both cosmetic and restorative codes to maximize your insurance contribution. For the cosmetic portion that insurance does not cover, 0% interest HFD financing makes smile makeovers and veneer cases accessible through affordable monthly payments.

Q12. Does dental insurance cover dental implants?

Dental insurance coverage for implants has improved significantly in recent years. Many dental plans now include implant benefits under their major restorative services category, typically covering 50% of the implant cost subject to the annual maximum. Some plans that do not cover the implant post itself may cover the implant crown as a prosthetic benefit (similar to how they would cover a crown on a natural tooth). For patients who lost teeth due to accident, trauma, or a medical condition, medical insurance may provide additional coverage. For All-on-4 full-arch cases, our team submits claims to both dental and medical carriers when applicable to maximize total reimbursement. Because implant coverage varies so significantly between plans, our front office team always verifies your specific implant benefits before treatment and provides a clear estimate of what your plan will and will not cover. HFD 0% financing bridges any gap between insurance coverage and total treatment cost.

Q13. Can I get a cost estimate before committing to treatment?

Absolutely. At Summerlin Dental Solutions, you will never be asked to commit to treatment without knowing the cost. Every treatment plan includes a detailed, itemized estimate that lists each procedure, the fee for each, the estimated insurance contribution (verified with your carrier), and your estimated out-of-pocket responsibility. For larger cases such as dental implants, smile makeovers, or full-mouth reconstruction, the treatment coordinator walks you through the estimate line by line, explains any insurance limitations, discusses phasing options to manage cost across calendar years, and presents HFD 0% financing terms so you can see the monthly payment before making a decision. You are never pressured to proceed on the spot. You can take the estimate home, review it, discuss it with your family, and call back when you are ready. Financial transparency and zero-pressure decision-making are core principles at this practice.

Q14. What if my insurance says a procedure is not covered?

An insurance denial does not always mean the procedure truly is not covered. Denials can occur for several reasons that are correctable: missing information on the claim, incorrect procedure codes, lack of pre-authorization for procedures that require it, or the carrier’s need for additional documentation (X-rays, clinical notes, photographs). Our front office team has extensive experience navigating insurance processes and will appeal denials when there is a legitimate basis for coverage, submit additional documentation or clinical narratives that support the medical necessity of the treatment, recode procedures when an alternative code more accurately reflects the service provided, and coordinate with Dr. Cohan to provide the clinical evidence the carrier requires. If a procedure is genuinely not covered after all avenues have been explored, we discuss alternative treatment options and financing to ensure the denial does not prevent you from receiving the care you need. Your health is the priority, and our team works aggressively to ensure your insurance pays everything it should.

Q15. Does the advanced technology at Summerlin Dental Solutions cost me extra?

No. The advanced technology at Summerlin Dental Solutions, including AI-assisted diagnostics, 3D CBCT scanning, TRIOS digital impressions, soft tissue laser, computerized smile design, and dual-screen exam rooms, is included in the standard cost of your treatment. You do not pay a technology surcharge or a premium access fee. These investments are built into the practice’s commitment to providing the best possible care, and every patient benefits from them at every visit. In fact, the technology often saves you money by catching problems earlier (smaller treatments cost less than larger ones), producing more accurate restorations (fewer remakes and adjustments), enabling less invasive procedures (laser treatments heal faster with fewer complications), and reducing the number of visits needed (digital workflows are more efficient than traditional methods). The technology is not a luxury add-on. It is how dentistry should be done, and it benefits your wallet as much as it benefits your health.

Q16. Can I finance a large treatment plan like implants or a smile makeover?

Yes, and this is one of the most common applications of HFD 0% interest financing. Comprehensive treatments such as dental implants ($3,000 to $5,500 per implant), All-on-4 restorations ($20,000 to $35,000 per arch), smile makeovers ($15,000 to $50,000), and full-mouth reconstruction ($30,000 to $80,000+) represent significant investments, and HFD makes them accessible through monthly payments with zero interest. The financing can also be combined with insurance: your insurance covers its portion, and HFD finances the remaining out-of-pocket balance. For phased treatment plans, you can apply for HFD financing for each phase separately or finance the entire plan at once. Our treatment coordinators present the financing options alongside the treatment estimate so you can see the monthly payment and make an informed decision about timing and scope.

Q17. What if I need emergency dental care but I am worried about the cost?

A dental emergency should never be delayed because of cost concerns. At Summerlin Dental Solutions, our team prioritizes emergency patients and works to accommodate you as quickly as possible, often the same day. Emergency examinations and diagnostic imaging are typically covered by insurance at the preventive or basic level. Additional treatment needed to resolve the emergency (fillings, root canals, crowns, extractions) is covered under the appropriate insurance category. For any out-of-pocket costs, HFD 0% financing can be applied for and approved in under a minute while you are in the office. We will never turn away a patient in pain because of finances. Call (702) 341-9160 immediately if you are experiencing a dental emergency and let our team handle the financial details while Dr. Cohan handles the clinical ones. Your health and comfort come first, always.

Q18. Where is the closest dentist that accepts my insurance near The Summit, The Ridges, and Queensridge?

Summerlin Dental Solutions is located at 851 S Rampart Blvd, Suite 230, Las Vegas, NV 89145, centrally positioned in the heart of Summerlin between Tivoli Village and Boca Park. Queensridge residents are just 5 to 10 minutes from our office. The Summit residents reach us in approximately 10 to 12 minutes via Town Center Drive and Rampart Boulevard. The Ridges residents connect via Rampart or the 215 Beltway in a similarly short drive. We accept most major dental insurance plans, and our team verifies your specific benefits before any treatment begins. Rather than choosing a dentist solely based on whether they appear on your insurance company’s provider list, consider that the quality of the care, the diagnostic precision of AI-assisted technology, and the expertise of an AACD-accredited, 19-time Best of Las Vegas dentist determine the long-term value of your dental investment far more than the difference between in-network and out-of-network copays. Call (702) 341-9160 and we will check your coverage right away.

Q19. Can patients from Henderson, Centennial Hills, and Spring Valley use their insurance at Summerlin Dental Solutions?

Yes. We accept patients and their insurance plans from Henderson, Green Valley, Anthem, Centennial Hills, North Las Vegas, Spring Valley, and all surrounding communities throughout the Las Vegas Valley. Henderson patients reach our office in approximately 25 to 30 minutes via the 215 Beltway. Centennial Hills residents travel south on the 215 or US-95 in approximately 20 to 25 minutes. Spring Valley patients are just 10 to 15 minutes south along the 215 Beltway. Your insurance benefits work the same regardless of which community you live in, and our team verifies coverage for every patient before treatment. Patients from these communities tell us the quality of care at Summerlin Dental Solutions, combined with transparent financial practices and 0% financing availability, makes the practice worth choosing even when closer alternatives exist. When the outcome of your treatment depends on the expertise and technology behind it, the true cost of dental care is measured in results, not just copays.

Q20. How do I get started as a new patient at Summerlin Dental Solutions?

Call (702) 341-9160 and our friendly team will help you schedule your first appointment and answer any insurance or financial questions you have right away. You can also book online through our website or begin with a virtual consultation from the comfort of your home. New patients can complete patient forms online before arriving to save time, including providing your insurance information so we can verify benefits in advance. Your first visit includes a comprehensive examination with Dr. Cohan, digital X-rays with AI-assisted analysis, a periodontal evaluation, oral cancer screening, professional cleaning, and a personalized discussion of findings with a treatment plan and cost estimate. Most first visits are fully covered by dental insurance at 100% as a preventive service. For any treatment beyond the preventive visit, you will have a clear estimate, insurance verification, and financing options in hand before any work begins. We are located at 851 S Rampart Blvd, Suite 230, in the heart of Summerlin near Tivoli Village and Boca Park. We proudly serve patients from The Summit, The Ridges, Queensridge, Henderson, Centennial Hills, Spring Valley, and all surrounding communities. You could not be in better hands at Summerlin Dental Solutions.

The Summit

One of Summerlin’s most prestigious guard-gated communities, The Summit is approximately 10 to 12 minutes from our office. Summit residents appreciate the financial transparency and detailed cost estimates that accompany every treatment plan at Summerlin Dental Solutions. Whether the treatment is a routine cleaning covered entirely by insurance or a comprehensive smile makeover financed through HFD, the financial clarity is the same.

The Ridges

Nestled against Red Rock Canyon, The Ridges is a short drive from our office via Rampart Boulevard or the 215 Beltway. Ridges families value a dental practice where the financial process is handled with the same professionalism and care as the clinical treatment. Our treatment coordinators work through insurance details, financing options, and cost estimates with patience and zero pressure, ensuring every financial question is answered before treatment begins.

Queensridge

Our closest neighboring community at just 5 to 10 minutes from our office. Queensridge residents benefit from a dental practice that accepts their insurance, maximizes their benefits, and offers 0% financing for any out-of-pocket costs. Many Queensridge families have trusted Summerlin Dental Solutions with their dental finances for over two decades and appreciate the consistency and honesty of the billing process.

Henderson

Henderson, Green Valley, and Anthem patients reach our Summerlin office in approximately 25 to 30 minutes via the 215 Beltway. Henderson patients tell us they choose Summerlin Dental Solutions not just for the clinical quality but for the financial transparency. Knowing the exact cost before treatment, having insurance benefits verified in advance, and having 0% financing available removes the financial anxiety that prevents many patients from pursuing the care they need.

Centennial Hills

North Las Vegas and Centennial Hills residents travel south on the 215 or US-95 in approximately 20 to 25 minutes. Centennial Hills patients value our commitment to making award-winning dental care financially accessible. The combination of insurance acceptance, strategic benefit maximization, 0% financing, and HSA/FSA acceptance means there is always a path to affordable care at Summerlin Dental Solutions.

Spring Valley

Located just south of Summerlin along the 215 Beltway, Spring Valley patients reach our office in 10 to 15 minutes. As one of our largest patient communities, Spring Valley residents include many patients who discovered that the out-of-pocket cost at Summerlin Dental Solutions was comparable to or less than what they expected, while the quality of care was dramatically better than what they had experienced elsewhere.

AI-Assisted Radiology

Catches cavities, fractures, and gum disease at their earliest stage when treatment is simplest and least expensive. A $200 filling caught by AI today prevents a $1,500 crown or $4,000 implant case next year. Over a lifetime of dental care, early detection by AI saves patients thousands of dollars in avoided escalation.

3D CBCT Scanner

Provides the precise diagnostic information needed to plan implant surgery, extraction approaches, and complex restorations correctly the first time. Surgical precision reduces complications, revision procedures, and the additional costs they create. The scanner also identifies issues that allow Dr. Cohan to recommend the most conservative (and therefore most affordable) treatment approach.

TRIOS Digital Scanner

Produces more accurate impressions than traditional putty methods, resulting in crowns, bridges, veneers, and other restorations that fit correctly on the first try. Fewer remakes and adjustments mean fewer visits, less lab cost, and less chair time, all of which translate to lower total treatment cost.

Soft Tissue Laser

Performs gum procedures with less bleeding, no sutures, and faster healing than traditional surgery. Faster healing means fewer post-operative visits, less time away from work, and fewer complications that require additional treatment. The laser also allows Dr. Cohan to treat certain conditions in-office that would otherwise require a more expensive specialist referral.

Digital X-Rays

Deliver instant imaging at up to 90% less radiation, eliminating film processing costs and delays. The instant results allow Dr. Cohan to diagnose and discuss treatment during the same visit rather than requiring a separate follow-up appointment, saving you time and an additional copay.

Dual-Screen Exam Rooms

Enable Dr. Cohan to show you exactly what she sees during your examination, which builds trust, eliminates unnecessary treatment recommendations, and empowers you to make informed decisions about your care. Patients who understand their diagnosis are more likely to proceed with treatment at the right time, preventing the costly consequences of delay.

Computerized Smile Design

For cosmetic cases, the digital preview ensures you and Dr. Cohan are aligned on the expected result before any irreversible preparation begins. This alignment prevents costly mid-course changes, remakes, and patient dissatisfaction that can occur when expectations are not clearly established upfront.

Questions About Insurance or Cost? We Are Happy to Help.

Call (702) 341-9160 and we will check your benefits right away.

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851 S Rampart Blvd, Suite 230  |  Las Vegas, NV 89145  |  Near Tivoli Village & Boca Park