Whether or not they have dental insurance, sometimes the cost of dental care prevents people from receiving the care they require; before CareCredit that is. Even for individuals who do have dental insurance, this can still be the case. It might be difficult to believe, but the amount that dental insurance will cover for dental care has not changed in line with the typical rates of economic inflation; in reality, it has been constant for more than 40 years. On the other side, the price of dental care has been rising because of things like the cost of living, administrative costs, lab fees, and the price of various materials.
Therefore, it should not be surprising that many people put off visiting the dentist or scheduling an appointment for the required care. Dental insurance "should" provide full coverage for dental care, but when it doesn't, you are left to choose whether or not your tooth "hurts" enough to warrant treatment depending on the cost of that treatment. In fact, a tooth may have an abscess or be nearing the end of its life without ever exhibiting any symptoms of pain or sensitivity.
The good news is that, as long as the therapy is preventative in nature, dental insurance will often pay for 100% of the cost of dental care. That is, a treatment meant to delay a disease from developing or to delay it for a long time. Such things, as well as fluoride, dental sealants, regular cleanings, and infrequent X-rays.
But what if your dental insurance won't pay for the necessary surgery? Or, it's possible that only a portion of the total cost of your treatment will be paid for by your dental insurance. Normally, you would be required to use your own money to make up the difference. However, at Summerlin Dental Solutions, we are happy to provide CareCredit as a convenient payment alternative for our patients.
The idea of utilizing a credit card to pay for dental and medical expenses has been improved by CareCredit. You can use it for any type of dental procedure, even elective ones like teeth whitening, Invisalign, dental veneers, and smile makeovers. Additionally, it can be used for tooth replacement utilizing different techniques as well as whole mouth restoration with dental implants.
However, this part is the most interesting: Most candidates qualify for financing rates of 0% or considerably lower. Customers of CareCredit often get a grace period of one year to pay off their loans in full without incurring interest charges. You can choose to make a little monthly payment instead of paying it off all at once, or you can pay it off whenever you are prepared. Once you discover you need treatment, you don't have to put it off because CareCredit enables you to pay for it gradually.
It is not particularly difficult to get approved with CareCredit. Whether you do it at home, on your smartphone, or right here in our Summerlin dental office, you can submit your application at any time. Usually, the approval happens right away, allowing you to access the money the same day that you applied for it. This will save you from having to wait to start therapy if you need it right away. Compared to dental insurance, it may be finished more quickly, and it makes it much easier to cover the cost of dental care.
Delaying dental care could cost more money.
Dental care is misunderstood widely, and this misconception is shared by many people. It has to do with the fact that if a person's tooth isn't hurting, they won't rush to have it corrected until it does. But here's the thing: tooth discomfort or a visibly flawed tooth aren't the only indicators of a potential dental issue. The vast majority of the time, they don't surface until the diagnosis has had a chance to develop into something more serious.
The best course of action from a dental and economical standpoint is to treat a dental condition as soon as it is identified. For example, treating tooth decay is less intrusive and more affordable when the cavity in a tooth is small. However, if it is left untreated for a few months, the cavity may deepen and affect the nearby teeth or nerve, necessitating further fillings in addition to a root canal. Patients will need to keep longer appointments and pay more for their care according to the infection's severity.
Even if you don't have dental insurance, don't know what your policy will cover, or don't have any insurance at all, CareCredit makes it easy and quick to get the dental care you require. Over time, you'll not only save money but also better maintain the quality of your smile. The fewer and smaller restorations that are needed will directly lower your future dental expenses.
Absolutely, CareCredit can be used to pay for smile makeovers.
Ordinarily, the patient's dental insurance will not cover the expense of a dental procedure if it is deemed elective. This is aesthetic dentistry, to put it another way. Most of the time, it is not possible to use benefits to pay for cosmetic dentistry procedures like acquiring a new smile. If the alterations you wish to make are only aesthetic in nature, CareCredit is an option you might want to think about. You can receive financing for all or part of your medical care, and you can then spread out the cost with affordable monthly payments. The waiting period is already over!
Affordable Summerlin Dentist
Do you have any inquiries about CareCredit or the dental insurance coverage it offers? Contact Summerlin Dental Solutions if you're in the city. You can ask Dr. Cohan any questions you may have, and she'll be happy to respond along with our supportive group of patient coordinators. You're going to kick yourself for holding off on calling us for so long. To begin, get in touch with us as soon as possible.
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Dr. Marianne Cohan was voted The Best Dentist/ Dental Office and Best Cosmetic Dentist from The Las Vegas Review-Journal in 2020 and 2021. She received her Doctor of Dental Surgery (DDS) from the State University of New York at Buffalo in 1992.
With an emphasis on cosmetic dentistry, complete makeovers, and implant dentistry, Dr. Cohan is committed to continuing education and feels that we never stop learning. Dr. Cohan takes pride in using high-powered magnification to perform minimally invasive restorative dentistry. She uses all the latest technological advances including digital radiography, digital photography, computer simulations, and high-resolution pictures of your proposed treatment on 55-inch screens. She also utilizes CBCT (cone beam) and laser technology.
Dr. Cohan is always available to her patients and is available for any dental emergency.